Credit Education Disclosure

Credit Education Disclosure

The information, products, services, and educational materials provided by JStone Capital are intended for educational and informational purposes only. We do not guarantee any specific credit score increase, approval for financing, or financial outcome.

Credit scores and lending decisions are determined by many factors, including but not limited to payment history, credit utilization, account age, credit mix, new credit inquiries, and the accuracy of information contained in your credit reports. Individual results will vary.

Any strategies, recommendations, examples, or case studies shared by JStone Capital are intended to educate consumers on credit-related topics and should not be interpreted as a promise or guarantee of results.

Clients are solely responsible for making financial decisions, managing their credit accounts responsibly, and ensuring that any information provided to lenders or credit reporting agencies is accurate and truthful.

JStone Capital does not provide legal, tax, accounting, or investment advice. If you require legal or tax guidance, you should consult a qualified licensed professional.

Nothing contained within our educational materials should be interpreted as encouraging the removal of accurate, complete, and verifiable information from a consumer's credit report. We support compliance with all applicable federal and state laws, including the Fair Credit Reporting Act (FCRA), the Credit Repair Organizations Act (CROA), and other applicable consumer protection laws.

By accessing our website, purchasing our educational products, or using our services, you acknowledge that you have read, understood, and agree to this Credit Education Disclosure.